(StatePoint) Shopping for cars online is easier than ever, which is why an estimated 90 percent of people use online resources when hunting for vehicles, according to industry experts. However, with this convenience comes a growing number of scams putting vehicle shoppers and sellers at risk, and greater need to protect yourself against online fraud.
A new Harris Interactive survey sponsored by AutoTrader.com, the Internet's largest auto classifieds marketplace, finds that two out of three Americans worry about online fraud, and nearly one in three has either already fallen victim to an online scam or knows someone who has.
Despite worries, many surveyed are not well educated on protecting themselves, with only one in eight saying they feel "very confident" they know enough to avoid online fraud.
Sid Kirchheimer, nationally renowned fraud expert, author and the AARP Bulletin's "Scam Alert" columnist, advises consumers to learn about protecting themselves before researching or making any major purchases online.
"It's easy for the average consumer to be duped into an online scam, especially when dealing with a high-ticket item like a car," he says. "People need to know how to recognize common scams and what they can do to easily avoid them and stay safe."
Kirchheimer offers the following tips:
* Mind your money (and other paper): If shopping for a car online, ensure its existence by getting photocopies of vehicle title and registration, and a vehicle history report from a company like Carfax to note its location and accident and repair history. Never wire money to buy a car, and when selling one online, wait until the bank says the "money has been collected" on deposited checks from the "buyer." It's not enough to hear "the check has cleared." Never provide sensitive information like Social Security, credit card or checking account numbers via email before inspecting the vehicle and striking a deal.
* Watch for scammers and "too good to be true" deals: Beware of ads urging the need for a quick sale at an incredible discount; research realistic prices on similar cars or other big-ticket items to learn general market prices. Be suspicious of "sob story" reasons for quick and cheap sales. Two common scams are the fake soldier departing for Iraq or the recently divorced woman needing cash.
* Know with whom you're dealing: Many online classified sites like AutoTrader.com only advertise items for sale and don't get involved in transactions. Other sites help facilitate transactions. If a seller claims to be using a transaction service from a site you know, make sure that site actually offers that service by visiting it yourself.
* Use the phone: Don't rely only on e-mails when negotiating in cyberspace. Although there's no guarantee scammers will provide legitimate phone numbers, phone contact can weed out foreign scammers placing bogus online ads.
* Don't click on emailed links: Scam Web sites often resemble well-known banks, retailers and escrow services. Links in emails to these sites allow scammers to steal your money when you enter payment information. You're safer accessing a site by visiting its home page than by clicking a link in an email from a stranger.
* Beware of overpayment or complicated payment schemes. Don't agree to plans where the buyer asks to send a check for more than the sale price, requesting the seller refund the difference. Be suspicious of buyers who propose making payment through friends or agents.
For more on safely shopping online, visit www.autotrader.com/fraudtips.
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Showing posts with label fraud. Show all posts
Showing posts with label fraud. Show all posts
Friday, August 21, 2009
Thursday, September 04, 2008
“Private Browsing” Not So Private
TT Note: Interesting. Be aware that private browsing only protects you on your computer and not from prying eyes outside your computer. Read on to learn more.
(BUSINESS WIRE) --Microsoft announced last week that the upcoming Internet Explorer 8 would include the rumored “private browsing” mode, designed to conceal a user’s activities from other users of the same PC. A privacy mode is already a feature of Apple’s Safari browser, and a similar technology is available in Mozilla’s Firefox, as well as the newly announced Google Chrome. Private browsing mode utilizes techniques that automatically delete search history, page cache, and browsing history so the next user can’t see where you’ve been or what you’ve been up to.
Unfortunately, this mode does nothing to provide real privacy from hackers, spyware, and network-based attacks that pose significant and growing threats to users’ finances and identities.
“The private browsing mode avoids embarrassment, and prevents your spouse from learning about the surprise gift you’re researching for them,” says Ray Dickenson, Authentium’s CTO. “But it doesn’t prevent the disclosure of your usernames, passwords, credit card numbers, and other personal information to criminals. While we applaud the feature as a valuable tool for users, we’re concerned the name will only exacerbate the current explosion of digitally cultivated identity theft by fooling users into thinking they’re protected.”
Authentium, maker of the leading secure browsing companion SafeCentral, cautions users not to trust these privacy features as a means of protection from fraud.
“Whether using Safari, Firefox, or the upcoming Internet Explorer 8, users need to be aware that the private browsing mode is for local protection only, and is not a deterrent against identity theft,” says Corey O’Donnell, Vice President of Marketing for Authentium. “While I can’t suggest a better name, we’re certainly concerned that the private browsing moniker will give users a false sense of security and put them at increased risk when conducting transactions online. Independent of our goals and mission of providing advanced protection with our SafeCentral service, we feel it’s important to alert the public about the actual functions of this feature.”
Authentium issued the warning in conjunction with the recent announcement and posted notifications to its antivirus customers and security partners via the corporate blog. Authentium is attempting to ensure that the security community, including its roster of high-profile partners, was prepared to respond to customer inquiry on the feature.
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News to Use in Fayette, Coweta and all of Georgia
(BUSINESS WIRE) --Microsoft announced last week that the upcoming Internet Explorer 8 would include the rumored “private browsing” mode, designed to conceal a user’s activities from other users of the same PC. A privacy mode is already a feature of Apple’s Safari browser, and a similar technology is available in Mozilla’s Firefox, as well as the newly announced Google Chrome. Private browsing mode utilizes techniques that automatically delete search history, page cache, and browsing history so the next user can’t see where you’ve been or what you’ve been up to.
Unfortunately, this mode does nothing to provide real privacy from hackers, spyware, and network-based attacks that pose significant and growing threats to users’ finances and identities.
“The private browsing mode avoids embarrassment, and prevents your spouse from learning about the surprise gift you’re researching for them,” says Ray Dickenson, Authentium’s CTO. “But it doesn’t prevent the disclosure of your usernames, passwords, credit card numbers, and other personal information to criminals. While we applaud the feature as a valuable tool for users, we’re concerned the name will only exacerbate the current explosion of digitally cultivated identity theft by fooling users into thinking they’re protected.”
Authentium, maker of the leading secure browsing companion SafeCentral, cautions users not to trust these privacy features as a means of protection from fraud.
“Whether using Safari, Firefox, or the upcoming Internet Explorer 8, users need to be aware that the private browsing mode is for local protection only, and is not a deterrent against identity theft,” says Corey O’Donnell, Vice President of Marketing for Authentium. “While I can’t suggest a better name, we’re certainly concerned that the private browsing moniker will give users a false sense of security and put them at increased risk when conducting transactions online. Independent of our goals and mission of providing advanced protection with our SafeCentral service, we feel it’s important to alert the public about the actual functions of this feature.”
Authentium issued the warning in conjunction with the recent announcement and posted notifications to its antivirus customers and security partners via the corporate blog. Authentium is attempting to ensure that the security community, including its roster of high-profile partners, was prepared to respond to customer inquiry on the feature.
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Wednesday, January 09, 2008
This is one you HAVE to read...
There are so many comments I could make about this story... I won't 'cause I'm still laughing so hard it's difficult to type. I will say these two guys should not have been arrested for fraud, they should have been arrested for dumb.
2 bring corpse to store to cash check
NEW YORK - Two men wheeled a dead man through the streets in an office chair to a check-cashing store and tried to cash his Social Security check before being arrested on fraud charges, police said.
http://news.yahoo.com/s/ap/20080109/ap_on_fe_st/dead_man_s_check
2 bring corpse to store to cash check
NEW YORK - Two men wheeled a dead man through the streets in an office chair to a check-cashing store and tried to cash his Social Security check before being arrested on fraud charges, police said.
http://news.yahoo.com/s/ap/20080109/ap_on_fe_st/dead_man_s_check
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